End-of-Life Care Decision Making
Just as we create estate plans for our eventual demise, we also need to plan ahead for the possibility that we will become si...
Read moreThe long legal battle over the fate of Terri Schiavo cast a much-needed spotlight on the importance of medical directives like living wills for end-of-life planning. But the case has also underlined the unfortunate reality that even the best-laid plans may not be sufficient.
Like two-thirds of Americans, Ms. Schiavo had no living will when, at age 26, a heart attack cut off oxygen to her brain and she fell into what doctors characterized as a "persistent vegetative state." Because Ms. Schiavo lacked a living will -- in which individuals can communicate their end-of-life wishes if they are unable to do so themselves courts had to rely on her husband Michael's assertions that Ms. Schiavo would not have wanted to have her life prolonged. The courts ultimately agreed with Mr. Schiavo and appointed him as her guardian, giving him the power to make health care decisions for her.
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In legal terms, at this point Ms. Schiavo had what she should have had all along: the equivalent of a living will and someone to ensure that her wishes would be carried out (called a health care proxy or health care power of attorney). And yet still her case went on, with her parents able to continue fighting to keep her alive.
The lesson is that despite an individual's best efforts to make their end-of-life wishes known, determined family members can always tie things up in court. It's just that they will be less likely to do so if the ill person's wishes are clearer than Terri Schiavo's were. In her case, her parents challenged her husband's account of her wishes up to the very end since she did not put them in writing. In addition, family members in other cases would not be as likely to garner the political support that Ms. Schiavo's parents received in this matter.
Another difficult question raised by the Schiavo case is, when is someone beyond hope? Was Ms. Schiavo in a persistent vegetative state, or something else? Was she occasionally responsive, as her parents claimed, or were her apparent reactions to loved ones merely reflexive, as doctors maintained. The case is a reminder that in an age of medical and technological miracles, there often is no clear line separating life and death.
Although the Schiavo case made clear that there are no guarantees and many gray areas, the best way to ensure that your end-of-life wishes concerning medical treatment will be respected is to create a living will and appoint someone you trust who will have the legal authority to ensure your wishes are carried out. If her case serves to awaken more Americans to the need for such advance planning, Terri Schiavo's legacy will have been profound indeed.
A living will should be just one part of an overall estate plan. For estate planning, contact a qualified elder law attorney in your area. Living wills are also available from The National Hospice and Palliative Care Organization and Aging with Dignity.
Learn more about living wills and other medical directives.
Just as we create estate plans for our eventual demise, we also need to plan ahead for the possibility that we will become si...
Read moreState laws governing "advance directives" erect many barriers that make it difficult or impossible for individuals . . .
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READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
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READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
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READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
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