What to Do If You Are Appointed Guardian of an Older Adult
Being appointed guardian of a loved one is a serious responsibility. As guardian, you are in charge of your loved one's well-...
Read moreA Place for Mom reports that 41.8 million Americans, most of them women, provide unpaid care for adults aged 50 and older. More than a quarter of those receiving such care have Alzheimer’s disease or dementia, per AARP. Caregivers themselves also tend to be older, with an average age of 50.
Caregiving involves helping an individual manage an illness, such as cancer, or a chronic condition, such as dementia. The role depends on the unique needs of the person and can encompass the following:
The caregiver must adapt as their loved one’s needs or condition evolve. For instance, a cancer patient may need more help as the disease progresses. To respond to these changes, the caregiver may have to modify their routine. Meeting their loved ones’ dynamic needs can be a source of stress for caregivers.
The Centers for Disease Control and Prevention (CDC) describes family caregivers as the backbone of long-term care. Taking care of someone with a chronic condition can help strengthen familial bonds and bring caregivers a sense of well-being and purpose.
Yet, caregiving can be challenging. The role can shape caregivers’ lives, affecting other relationships, employment, and health. The stress of balancing caregiving with personal responsibilities or responding to changes in their loved one’s condition can take a toll.
As caregiving can be stressful, emotionally taxing, and time-consuming, caregivers can face several challenges.
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Caregivers may neglect their own health as they support others. This puts them at heightened risk for chronic conditions, such as diabetes and heart disease.
Multiple chronic conditions affect 40.7 percent of caregivers, according to the CDC. Of those 65 and older, 53.4 percent have two or more chronic conditions. Approximately a third of caregivers have a disability.
Some research suggests that mental health is also a concern. Twenty-three percent of caregivers said that caregiving worsened their mental health, according to AARP. An AARP study revealed that half of caregivers experience increased emotional stress.
For caregivers, it is essential to take care of themselves and connect with resources that give them support. Engaging in self-care, taking breaks, and finding support are strategies to help caregivers reduce stress and improve their health. Common ways caregivers manage stress include listening to music, talking to others, and exercising.
Support groups help caregivers connect with others and access resources. Joining a support group can alleviate stress as well as provide caregivers with practical tools.
Many support groups, including online and in-person options, are available. Local hospitals, religious organizations, universities, and senior centers can have opportunities.
Nationwide nonprofit Caregiver Action Network seeks to support all caregivers, including parents of children with disabilities and caretakers for veterans and people with dementia. In addition to offering free education, resources, and other tools, it has a help desk that connects individuals with support groups.
The National Alliance for Mental Illness (NAMI) is another nonprofit organization striving to advocate for and educate people with mental health illnesses such as bipolar disorder and depression, while also supporting their caregivers. Specially trained individuals facilitate group meetings for people with mental health conditions and for their family members and partners. Sessions last between 60 and 90 minutes; groups may meets monthly or weekly, depending on the location.
Disease-specific organizations also have support groups, including the following:
In-person support groups led by trained professionals are available across the United States.
Contacting a support group can be an important first step toward lessening the stress of caregiving. Support groups can help caregivers gain information, tools, and strategies. Members also benefit from a sense of community as they interact with others facing similar challenges.
You may also want to consult an elder law attorney for further guidance. They can assist you in planning for long-term care, drafting family caregiver agreements, or connecting you with other useful resources. Find an experienced elder law attorney near you today.
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
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READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
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READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
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READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
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READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
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READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
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