Health Reform: What Changes Are in Store for the Elderly?
Historic legislation overhauling the nation's health insurance system has passed the Congress and been signed into law by Pre...
Read moreDr. Robert Butler, a psychiatrist who was widely regarded as "the father of geriatrics" and who spent a career working to change the way society views and treats the elderly, has died at 83. He worked until three days before his death from acute leukemia, according to his obituary in the New York Times.
Dr. Butler's contribution to aging research and public policy was seminal and profound, and all who are elderly, or who someday will be, are the beneficiaries of his life and work.
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Calling aging "the neglected stepchild of the human life cycle," Dr. Butler coined the word "ageism" and helped overturn ingrained conceptions of the old, including that they have little to contribute to society and that senility is an inevitable outgrowth of aging.
"Human beings need the freedom to live with change, to invent and reinvent themselves a number of times through their lives," Dr. Butler wrote in his 1975 Pulitizer Prize-winning book, Why Survive? Being Old in America. His most recent book, The Longevity Prescription, The 8 Proven Keys to a Long, Healthy Life, was published in May 2010.
In 1975, Dr. Butler created a National Institute on Aging at the National Institutes of Health and was its first director. He also helped start the American Association for Geriatric Psychiatry and the Alzheimers Disease Association, and in the early 1990s he founded the International Longevity Centre.
In 1995, President Bill Clinton named Dr. Butler chairman of the 1995 White House Conference on Aging.
"He really put geriatrics on the map," Dr. David B. Reuben, chief of the division of geriatrics at the University of California, Los Angeles, told the Times. Earlier in his career, Dr. Butler helped Ralph Nader investigate deficient care in nursing homes.
"[Dr. Butler] helped transform a culture that too often acted as if people's contributions to society ended on their 65th birthday," said Health and Human Services Secretary Kathleen Sebelius in a statement. "Dr. Butler's own career showed just how wrong that view was, as he continued to be an international leader in geriatrics right up until his death at age 83. For his trailblazing work to help seniors live rich and healthy lives -- to not just survive, but thrive -- all Americans, young and old, owe him an enormous debt."
Toward the end of his life, Dr. Butler said he feared death less than as a younger man. "After one has lived a life of meaning," he wrote decades earlier in Why Survive?, "death may lose much of its terror, for what we fear most is not really death, but a meaningless and absurd life."
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE