Elder Law: How Gifts Can Affect Medicaid Eligibility
If you think you might someday want to apply for Medicaid long-term care benefits, you need to be careful?about giving away m...
Read moreAdvances in self-monitoring medical devices, telehealth, and smart homes are allowing many aging Americans to remain at home longer and more safely. You may be a senior looking to stay in your current residence rather than move to a nursing home. Or perhaps you have an aging parent and want to implement systems that create better safety and communication. In either case, an elder law attorney can help you craft a plan.
You may already be aware that elder law attorneys can assist older adults in creating legal documents, such as durable powers of attorney and health care proxies, that are an important part of any estate plan. These and other documents can authorize a trusted loved one to make decisions about an older adult’s medical treatment, including their use of at-home medical technology. Some states now legally recognize e-signatures, so you may be able to meet virtually with an elder law attorney.
Medicaid is a government health insurance program for individuals with limited resources. This program may pay for certain at-home medical technology if it’s deemed medically necessary. An elder law attorney can help older adults navigate the application process. They also can help ensure the senior receives all the benefits for which they qualify.
If you’re having issues understanding the application process, selecting a home care agency, or finding an elder care provider, an attorney can walk you through your potential Medicaid options.
At-home medical technology may help seniors age in place and maintain their independence for as long as possible. Integrating at-home medical technology into long-term care planning may include the following:
In-home medical technology is a more affordable option than expensive institutional care. When planning for long-term care, consider how technology can help your loved one maintain their independence and quality of life.
In some cases, older adults may be unable to make decisions about their medical treatment or use of at-home medical technology because of cognitive decline or other health issues. Elder law attorneys can assist in appointing a guardian or conservator to make these decisions on behalf of your loved one.
Getting seniors to use at-home medical technology can be challenging. Several strategies may help make the process easier:
Many providers make smart home technology for aging adults. The best options depend on the specific needs and preferences of the older adult. Keep in mind that technology needs will change as your loved one ages and faces other potential health challenges. You may also want to consider whether their existing technology and devices will be compatible with any new devices.
Local Elder Law Attorneys in Your City
Technology alone is not a solution. Family members, friends, lawyers, and health care providers must coordinate efforts in the senior’s best interest.
Whether you need to plan for future at-home health care or already require care management via remote health monitoring, smart home technology can make senior care more patient-centric, personal, and accessible. Talk with an elder law attorney near you to see what senior technology strategies can benefit you or your loved one.
If you think you might someday want to apply for Medicaid long-term care benefits, you need to be careful?about giving away m...
Read moreIf you qualify, Medicare will cover your home health care. You are entitled to Medicare coverage of your home health care if...
Read moreMy mother-in-law is 85 and suffered a stroke for which she now receives medication. The stroke left her occasionally incontin...
Read moreWhat is an elder law attorney?
Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE