Medicare Part A and B Costs to Rise Again in 2025

The Centers for Medicare & Medicaid Services (CMS) has issued the 2025 figures for Medicare. As in 2024, these health care costs are going up across the board.

Medicare Part B Changes for 2025

Medicare Part B covers the cost of doctor visits and other preventative care and outpatient medical services. The cost of Part B’s standard monthly premium and annual deductible will both go up beginning January 1 of next year:

• 2025 Part B base monthly premium = $185 (up from $174.40 in 2024)
   
• 2025 Part B annual deductible = $257 (an increase from $240 in 2024)

Keep in mind that Medicare patients who have a higher income (more than $106,000 a year, in 2025) will pay a higher Medicare Part B premium. (Read more about how the income-related monthly adjustment amount, known as IRMAA, may affect your costs in a related article.)

The 2025 Part B premium costs are once again outpacing the annual Social Security cost-of-living adjustment (COLA) figures. (The COLA is increasing just 2.5 percent from 2024 to 2025.)

Medicare Part A Changes for 2025

Meanwhile, Part A enrollees receive coverage for inpatient care in a hospital, skilled nursing facility, hospice, and some other settings for a certain number of days before they have to pay a co-pay.

The CMS announced that Medicare Part A deductibles and co-pays will also increase:

• 2025 Part A inpatient hospital deductible = $1,676 (up from $1,632 in 2024)
   
• 2025 Part A coinsurance for hospital stay, days 61 to 90 = $419 per day (up from $408 per day in 2024)
   
• 2025 Part A coinsurance for hospital stay, days 91 onward = $838 per day (an increase from $816 in 2024)
   
• 2025 Part A coinsurance for skilled nursing facility, days 21 to 100 = $209.50 per day (up from $204 in 2024)

Most people do not pay a premium for Part A because they (or their spouse) had paid Medicare taxes during their employment years. For those who do, the full Part A monthly premium in 2025 will be $518 (up from $505 in 2024).