Discussing Long-Term Care With Older Adults in Your Life
When your loved one can no longer live independently, you may consider options for long-term care. It?s time to talk to your...
Read moreIt may be time for you to move, but you might not be sure where to begin with the process. The idea of taking everything you have collected over the years and downsizing can be emotionally overwhelming — not to mention the cost of moving. You will likely need some assistance, but where should you start?
It may be time to hire a senior move manager. Maybe you have never heard of a senior move manager, but this professional can help you move affordably and quickly while maintaining your dignity.
A senior move manager is a professional who helps older adults and their families with housing transition. Your senior move manager can take charge of part or all aspects of your move.
Hiring a senior move manager has numerous benefits. Senior move managers help seniors and their families in the following ways:
The cost of relocating includes more than just finding another place to live. You must factor in the costs of such things as moving trucks and cleaning services, in addition to hoping your property is not damaged during the process. Whenhiring a senior moving management company, you will receive an estimate for services. In many cases, you can lower your overall cost by customizing the moving services for your needs.
A senior move manager can help your family save time. Your children and other family members may want to help you move, but the logistics can be nearly impossible, especially if they live in different states. Having a person coordinating the arrangements between you and your family can reduce the stress of moving.
As a person who may have lived in your home for many years, you likely have a house full of memories. A senior move manager can help you address the emotions that may arise when you let go of items that hold sentimental value by offering suggestions on how best to honor the life you have lived, just in a smaller space.
The cost of hiring a senior move manager can vary depending on different factors. Some senior management service providers charge by the hour, some charge a flat rate, and other companies charge based on the service provided. To find a provider in your area, visit the National Association of Senior & Specialty Move Managers to find a move manager in your area.
Depending on the state, a Medicaid enrollee may have certain moving assistance expenses covered through a waiver. For example, select states have waivers in place that may help in providing “transitional assistance” to eligible seniors who are relocating to specific types of settings. According to the Medicaid and CHIP Payment and Access Commission (MACPAC), an increasing number of state Medicaid programs have been partnering with local housing agencies on housing-related services for enrollees.
Local Elder Law Attorneys in Your City
If you have limited income, you may have a nonprofit or another local charitable organization available to assist with moving expenses. Find more information on potential resources near you that may offer financial assistance with relocation.
An elder law attorney near you can help prepare your family for a loved one's transition from living on their own to finding an assisted living or nursing home facility. They can review facility contracts and services and develop a long-term care plan by evaluating family finances to find the best ways to pay for care. If Medicaid is a possibility, they can guide you through the application process.
When your loved one can no longer live independently, you may consider options for long-term care. It?s time to talk to your...
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE