Bankruptcy May Be the Better Choice for Debt-Laden Seniors
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Read moreIn recent years, researchers have been finding potential links between feelings of loneliness and negative health outcomes. Feeling lonely may put you at greater risk of premature death, serious health problems, and higher suicide rates.
For many, the COVID-19 pandemic made social isolation even more difficult to avoid. In 2023, the United States Surgeon General Dr. Vivek Murthy went so far as to issue a nationwide advisory on loneliness. In the report, he declared loneliness an epidemic and a major public health concern.
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Loneliness is a feeling of desolation from lacking human connections and interactions, although it's not the same as being alone. Not everyone who lives alone feels lonely, and not all people who feel lonely live alone. People of any age may feel lonely, but the condition is especially common among seniors.
Most of us aspire to live a long and healthy life, enjoying time with our loved ones and in our community. Yet for many aging adults, long lives may also come with the grief of outliving spouses, friends, and sometimes one's children. In fact, more than half of Americans 65 and older say they feel lonely. Two-thirds of them feel that their family members have forgotten them.
Failing to maintain and make new, meaningful connections as older adults age can lead them toward a deep sense of loneliness. This can affect their mental and physical health, including puttin them at increased risk of heart disease, Parkinson's disease, and dementia. Dr. Murthy's report on loneliness states that lacking social connections may be comparable to smoking as many as 15 cigarettes a day.
Several risk factors can contribute to loneliness among people 65 and over. These risk factors include the following:
The first step to overcoming loneliness is acknowledging it and understanding the need to change some habits. If you are the one feeling socially disconnected, think about small ways you can foster a culture of connection in your life. Even the smallest positive change might put you on the right path toward more regularly reaching out to others.
If your spouse or loved one is feeling lonely, invite them to join you in some of these activities to get the ball rolling. Look for opportunities to talk, laugh, cry, and share:
Perhaps feeling connected does not depend solely on human companionship. From newly developed apps to robots, the tech world has been exploring how best to confront the epidemic of loneliness and isolation among older adults.
One robot, called ElliQ, is a device that fits on a tabletop and seeks to entertain and interact with its owner. Its designers have aimed to make ElliQ an empathic companion that could forge long-term bonds with users.
For seniors who are animal lovers, having a pet to care for may not always be possible. They may be interested in electronic companions, which include technologies such as Joy for All's robotic cats and pups. In one study, interactive robotic pets helped improve quality of life and overall mood among seniors with dementia.
Even young adults have tackled the issue of social isolation in older adults. For example, two high schoolers in California created Geri, an artificial intelligence app. Geri, available free via download, serves as a virtual companion for lonely seniors.
Seniors also may more easily be able to find health care providers who offer mental health counseling or therapy and take Medicare. As of 2024, more than 400,000 of these types of professionals nationwide can now accept Medicare.
You might need to consider changing your living arrangements to make interactions easier. Even the most loving family members will not be able to visit as often as you would like if you live far away. Some seniors love residential programs with communal dining, planned outings, and frequent activities. Others prefer living with a family member or in a senior citizen community where everyone has their own space.
With a little research and an open mind, you might find that changing your home is the best thing you can do to meet new friends and stay engaged.
To read more about how to improve your well-being as you age, check out the following articles:
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE