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Read moreLong-term care options for seniors are always evolving. One possible next step for you or your loved one may be geriatric care.
You may wonder what geriatric care means or what type of treatments it typically entails. Is it any different from the arrangements you have previously made for an aging family member? Keep reading to learn about geriatric care and the growing need for these services across the United States.
Geriatrics is a medical specialty dedicated to the care of aging people. Most people over 75 tend to need skilled care focused on the challenges seniors begin to face as they age. However, not everyone will necessiarly need to seek geriatric care.
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The need for this type of care will grow in the future. According to the United States Census Bureau, in 2030, everyone in the Baby Boomer generation will be age 65 or older. With the expected increase in need, it is important for seniors and their caregivers to learn more about this type of care.
Older people tend to need more substantial medical care than other populations. They are more likely to suffer from chronic health conditions. Certain medications may also cause negative reactions in their bodies. Geriatric physicians, or geriatricians, receive special training to meet the health needs of older adults.
Common medical issues that affect seniors may include the following:
Geriatric care may aid in allowing seniors to receive necessary medical care while remaining in their communities. They can build a health care team that addresses each of their needs. Doctors specializing in this field do not replace primary care physicians. As patients age, a primary care doctor works with the geriatrics physician to address any underlying conditions and create a treatment plan.
Having a strong health care team working for them allows seniors to live healthier and more independent lives. Adding a geriatrics physician to your loved one’s health care team may improve their quality of life.
Some of the benefits of geriatric care include:
You may be struggling to provide care for aging loved ones. Perhaps you live in another state, have a full-time job, or have serious health conditions of your own.
Geriatric care managers may be able to offer support. These professionals act as advocates for your aging family members. They tend to have formal education and experience in disciplines like nursing, gerontology, health care administration, or social work.
Usually, they serve families whose incomes are too high to qualify for Medicaid coverage or other government assistance.
Geriatric care managers provide some of the following services:
If you are considering long-term care for yourself or a loved one, you may want to seek out an elder law attorney. These professionals can assist not only with navigating the options, but also how to pay for long-term care. Search for a qualified elder law attorney near you today.
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
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READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
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READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
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