Search Articles

Find Attorneys

What Is Memory Care, and What Are Its Benefits?

  • January 31st, 2023

Senior woman with dementia working on puzzle with geriatric nurse.Memory care is specialized care for patients living with Alzheimer’s disease, dementia, or other conditions that cause memory loss. Hospitals and nursing homes may have memory care units or a separate entity dedicated to this service. Memory care provides seniors with meals, opportunities to socialize, mentally stimulating activities, and support for their caregivers.

Benefits of Memory Care

People living with memory dysfunction need specialized care. Although there is often an expense involved with getting care, the benefits make it worthwhile. Some of the many benefits of memory care may include the following:

  • Round-the-clock supervision
  • Assistance with medication compliance
  • Transportation to and from doctor’s appointments
  • A secure environment that allows seniors to remain independent while reducing the risk of wandering
  • Access to expert and individualized medical care

Living Options for Seniors Living With Alzheimer’s or Dementia

If your loved one suffers from Alzheimer’s disease or dementia, you may be seriously considering what the best next step is for securing their long-term care.

Several living arrangement options exist for seniors living with memory loss concerns. Your loved one’s condition may make one of the following potential housing arrangements a better option than another. Here are some of the choices you may want to explore for memory care:

  • Low-Income Housing

Low-income housing may be the most economical option for long-term housing. This option is great for someone with a fixed income. Low-income housing helps seniors whose condition is mild and has not diminished to the point where they cannot live unsupervised. Here, they may continue living in their community with their spouse if they do not also need specialized care.

  • Nursing Home

Nursing home care is probably the most well-known living arrangement option for seniors who can no longer live independently. Some offer a specific unit or space dedicated to memory care. Nursing home employees can also give residents medication, place an IV, provide wound care, and so on. Other facilities generally do not provide this high level of medical care.

This may be a suitable option for seniors who have dementia as well as another chronic medical condition.

  • Memory Care Community

Memory care facilities specialize in caring for seniors in the more advanced stages of dementia. In addition to 24-hour care and staff who are specifically trained to treat residents with memory loss issues, these communities also may be secure, locked facilities to help your loved one avoid wandering. Memory care communities also assist with activities of daily living and are often designed to mimic the look and feel of a private home.

  • Independent Living Community

Independent living communities are a good idea for seniors whose condition is mild to moderate. These communities may include memory care services. This option works best for seniors who can still bathe, dress, and perform other regular maintenance on their own. These facilities provide seniors with a private living space and social and recreational activities to help keep their minds active, which promotes healthy brain function.

This service is private-pay, so Medicaid will not cover the expense.

  • Assisted Living Facility

An assisted living facility allows seniors who need memory care to continue living independently. Employees can help residents with medical emergencies, but if they need individualized, 24/7 care, this may not be the best option. An assisted living facility can be a good option for seniors who require help with cooking, bathing, dressing, running errands, and getting to and from doctor’s appointments.

Medicaid typically covers some of the costs of assisted living facilities, such as personal care services or on-site therapy. Note, however, that assisted living facility offerings vary by state; not every facility will provide memory care services.

  • Continuing Care Retirement Community

Continuing care retirement communities help seniors whose conditions may decline over time. Patients can enter a continuing care facility when they are still high-functioning. As their condition worsens, they already have support and a care team to meet their changing needs. The cost of living in a continuing care retirement community is not covered by Medicaid in most cases, so be sure to budget accordingly if your loved one needs this service in the future.

  • Senior Day Care

This option does not involve lodging. However, it can be a great way to ensure your loved one has someone to look after them when you need to work, go to school, or have other tasks to complete outside of the home. Adult day cares let seniors socialize and participate in mentally stimulating activities that may help slow the progression of their disease. These programs may include specialized services for those with dementia.

Medicaid coverage for these services varies by state. Financial assistance may also be available, such as grants or loans.

Contact an Elder Law Attorney

Knowing what to do for your family can be challenging. Connecting with an experienced elder law attorney can help point you in the right direction as you decide how to care for your loved one. You can find an elder law attorney in your area here.  

Local Elder Law Attorneys in Your City

Elder Law Attorney

Firm Name
City, State

Elder Law Attorney

Firm Name
City, State

Elder Law Attorney

Firm Name
City, State


Created date: 01/30/2023
Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

READ MORE
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

READ MORE
Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

READ MORE
Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

READ MORE
Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

READ MORE
Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

READ MORE
Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

READ MORE
Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

READ MORE
ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

READ MORE
Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

READ MORE
Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

READ MORE
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

READ MORE
Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

READ MORE
Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

READ MORE
Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

READ MORE
Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

READ MORE
Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

READ MORE
Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

READ MORE
Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

READ MORE
Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

READ MORE
Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

READ MORE