What Is the Difference Between a Living Will and a DNR?
When creating advance directives in order to plan for the possibility that you may one day be unable to make your own medical...
Read moreDementia is a general term that refers to severe memory loss and problems with thinking, behavior, and social skills that interfere with daily life. According to the National Institutes of Health, this neurological condition affects one in seven adults over age 71.
Alzheimer’s disease is a type of dementia. It makes up 60 percent to 80 percent of dementia cases, per the Centers for Disease Control and Prevention (CDC). Most cases of Alzheimer’s occur when people reach their 70s and 80s.
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Alzheimer’s disease accounts for many dementia cases. However, other types of dementia are distinct from Alzheimer’s disease, such as vascular dementia and Lewy body dementia. Alzheimer’s disease differs from other diseases involving dementia when it comes to its symptoms, effects on the brain, and treatments.
The most prevalent type of dementia is Alzheimer’s disease, which is the fifth-leading cause of death for adults 65 and over. The illness is marked by difficulty remembering recent events. People with Alzheimer’s can usually recall the past but have trouble remembering what transpired recently.
An individual with Alzheimer’s disease may be able to tell you about their childhood in detail but not about the previous day’s events. As the condition progresses, people can have challenges walking and talking and may experience personality changes.
Physicians believe that a buildup of proteins in the brain causes Alzheimer’s. The disease degrades neurons and their connections in parts of the brain involved in memory. It also leads to lesions forming in the brain, preventing those affected from storing new memories.
As the disease progresses, the brain shrinks. To treat Alzheimer’s, doctors prescribe medicine targeting the lesions in the brain.
In some cases, people can inherit a genetic predisposition for the condition. According to the CDC, a parent with Alzheimer’s increases a person’s risk by between 10 percent and 30 percent. However, the Alzheimer’s Society reports that the genetic link is more robust in early-onset Alzheimer’s. Adults with early-onset Alzheimer’s show symptoms beginning in their 60s.
After Alzheimer’s, Lewy body dementia (LBD) is the second most common type of dementia. People with LBD often also have Alzheimer’s. LBD impairs areas of the brain involved in problem-solving and reasoning. It is related to Parkinson’s disease, a neurological disorder affecting movement.
Symptoms of LBD include:
In the brain, an abnormal buildup of proteins, known as Lewy bodies, causes LBD. These proteins are related to Parkinson’s. People with LBD also have the same kind of brain lesions as those with Alzheimer’s.
When individuals receive an LBD diagnosis, physicians often prescribe medications for Alzheimer’s and Parkinson’s.
Like Alzheimer’s, advanced age is the most significant predictor of LBD. However, a stroke increases a person’s risk of developing the disease.
Although vascular dementia shares symptoms with Alzheimer’s disease, such as memory loss, there are significant distinctions. The characteristic symptom of vascular dementia is slow speaking and thinking, as well as trouble with problem-solving.
Vascular dementia can happen when a stroke blocks a blood vessel in the brain. In many cases, more strokes follow, and the symptoms become more severe with each additional stroke.
Conditions that harm blood vessels and impair circulation can prevent oxygen and nutrients from reaching the brain, such as diabetes, high blood pressure, and high cholesterol, leading to vascular dementia. Treating vascular dementia typically encompasses treating the underlying conditions. For example, a person with hypertension might focus on taking steps to lower their blood pressure.
People who have vascular dementia tend to experience symptoms earlier than those with Alzheimer’s, commonly between ages 60 and 75.
In addition to Alzheimer’s, LBD, and vascular dementia, many other types of dementia exist, including:
Creutzfeldt-Jakob disease — Occurs when proteins infect the brain and cause problems with cognition, memory, balance, speech, vision, and mobility. Creutzfeldt-Jakob Disease is fatal, with most people passing away within a year of diagnosis.
Huntington’s disease — A genetic condition that causes dementia. People can inherit Huntington’s from parents with the disease.
Check out resources for caregivers of individuals with dementia. To learn more about Alzheimer’s disease and related disorders, reach out to your Alzheimer’s Association chapter. For help with long-term care planning due to a dementia diagnosis, find an elder law attorney near you.
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
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READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE