The Best and Worst States for Protection Against Elder Abuse
The older the population gets, the greater the potential for elder abuse. States have laws in place designed to combat elder...
Read moreThe United States Census Bureau predicts that the nation’s population of older adults nationwide will have doubled from 49.2 million in 2016 to 94.7 million in 2060.
As the population grows as well as ages, elder abuse remains a significant concern. According to the U.S. Department of Justice, 10 percent of older adults experience some form of abuse each year. In addition to physical harm, elder abuse can also encompass financial exploitation, neglect, and emotional abuse.
Local Elder Law Attorneys in Your City
Elder abuse can lead to a number of negative outcomes, per the World Health Organization. Older adults who experience abuse are more likely to suffer depression, physical injuries, cognitive decline, and premature death.
To raise awareness of this issue, WalletHub evaluated elder abuse protections in the 50 states and the District of Columbia. The list for 2024 identifies the best and worst states for residents aged 65 and older. Overall scores take into consideration more than a dozen different metrics for each state and D.C. These include total counts of elder abuse complaints, funds spent on prevention, and the number of elder care organizations.
Here are the key findings from WalletHub’s research:
Wisconsin, Massachusetts, and Ohio rank as the top three states with the best protections for older adults. The highest-ranking state was Wisconsin.
The Badger State has the best elder abuse prevention and assistance in the country, according to WalletHub. Many state programs and nonprofit organizations there are serving older adults, including the following:
Wisconsin Aging Advocacy Network (WAAN) is a network of organizations advocating for older adults.
The state invests highly in elder abuse prevention programs – three times more per older resident than the national average.
Wisconsin also implemented legislation to protect aging adults from financial exploitation. One law allows prosecutors to freeze the funds and assets of people accused of financially exploiting an older person.
Elder abuse shelters offer protection for Wisconsin seniors. Only 21 other states have shelters for victims of elder abuse.
Following Wisconsin, Massachusetts ranks as the second-best state for elder protection. It also spends the most of any state on protections against abuse of older adults. (Wisconsin spends the third-highest amount of any state.)
Massachusetts law protects victims of elder abuse through its mandatory abuse reporting law and elder protective service program. Per Mass.gov, mandated reporters, which include health care professionals, health aides, and social workers, must inform their local protective services agency when they see signs of elder abuse.
The state has low rates of home-care elder abuse, neglect, and exploitation. Since 2020, it has had the second-lowest complaint rate.
Compared with Wisconsin and other states, Massachusetts has yet to invest as much in its long-term care ombudsman program. These kinds of state programs advocate for residents in long-term care centers. (Learn more about how ombudsman programs strive to assist aging adults in long-term care who are experiencing abuse.)
After Wisconsin and Massachusetts, Ohio ranks third overall in WalletHub’s list for 2024.
Ohio has made significant investments in its long-term care ombudsman program. There are opportunities for residents to volunteer with the program. The Ohio Department of Aging reports that volunteers visit nursing homes and assisted living facilities, inform residents of their rights, and report observations of abuse.
Like Massachusetts, Ohio has mandatory reporting laws. Educational programs also educate the public about elder abuse.
Unfortunately, Ohio has a high financial fraud rate. It is the 10th-highest among the 50 states and D.C., which suggests that Ohio needs to take additional steps to protect elders from financial exploitation.
According to WalletHub, the three states with the lowest overall score in protecting elders are Montana, Utah, and California. California also ties for the highest number of elder abuse complaints per 100,000 older residents, after Nevada and South Carolina.
Four states tie for the lowest amount of spending on protections for this population: Louisiana, Georgia, Maine, and Montana.
The states with the best-quality nursing homes, meanwhile, include Hawaii, Alaska, and North Dakota. Louisiana comes in last on this measure for 2024.
The District of Columbia boasts the highest total long-term care ombudsman program funding per senior, tied with Alaska. Each of these locations spends 15 times more than the state with the lowest spending in this area, Tennessee.
WalletHub also provides recommendations for identifying elder abuse. The following could indicate abuse:
Abnormal bank or credit card activity
New “friends,” who could be scammers
Irregular posts or recent connections with strangers on social media
Updates to legal documents, such as new will beneficiaries or agents under a power of attorney
Behavior changes, including sadness and fearfulness
Worsening personal care conditions
Where does your state rank for 2024 according to WalletHub? Check out the full list, from best to worst, of states’ elder abuse protections.
Contact an elder law attorney near you if you suspect abuse, neglect, or financial exploitation. An attorney can help protect the rights of victims of elder abuse.
In addition, check out the following articles for further information:
The older the population gets, the greater the potential for elder abuse. States have laws in place designed to combat elder...
Read moreA new AARP report shows how states can stem the "explosion" of financial exploitation cases involving the misuse of...
Read moreWe are getting ready to draft a trust. We have one son, so he will be the trustee. What is the best way to make sure he follo...
Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE