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Robert N. Crosswhite

Crosswhite Crosswhite & Johnson

Robert N. Crosswhite

Crosswhite Crosswhite & Johnson

Robert N. Crosswhite

Crosswhite Crosswhite & Johnson

Born and raised in Statesville, Robert (Bob) Crosswhite is a third-generation attorney at Crosswhite, Crosswhite & Johnson, PLLC. His father, William (Bill) Crosswhite, and his grandfather, Neil S. Sowers, both served the greater Statesville community with their legal expertise for decades. Bob’s older brother, Joseph N. Crosswhite, was also a partner at the firm before becoming a Superior Court Judge.

Before joining Crosswhite Law, Bob attended and graduated from Tennessee University in Knoxville with a Bachelor of Science in Mathematics. For the next two years, he taught undergraduate mathematics while attending graduate school at Oklahoma State University. He graduated with his Master’s Degree in Applied Mathematics and worked in the Oil Industry.

Bob received his Juris Doctor from Regent University in Virginia Beach, Virginia in 1994. He moved to Montana and opened a general practice law firm. He worked in Montana for six years, serving clients in the practice areas of wills, estate planning, probate, civil liability, real estate, and more. He is also a member of the Salish Kootenai Tribal Court. While in Montana, Bob met his wife, Heather and started their family, while he also continued to teach mathematics at a local community college.

In 2000, Bob returned to Statesville with his family and began working at The Crosswhite Law Firm. He focused his practice on the areas of estate planning, elder law, and real estate, and since then has honed his abilities and legal interests on providing Medicaid planning and crisis services in Iredell County and its surrounding communities. Bob is familiar with all the ins-and-outs of the application process, eligibility rules, and ongoing requirements for Medicaid for long-term care. He is also able to help create and implement an estate plan that is personally designed for you and your family, making sure that your money and property goes exactly where you wish, without the extra hassle of court proceedings and costs.

Bob continues to practice law in the areas of real estate, corporations, and estate administration, and is available to answer any and all questions you may have regarding these matters. He is licensed in North Carolina and Montana, and identifies himself as a “problem-solver.” He wants to do just that, help your family solve problems in a relaxed, professional environment, without the confusing legal jargon or more hoops to jump through.

First and foremost, Bob is a committed Christian and follower of the Lord Jesus Christ. Bob is also an avid hunter and hiker, along with being a history buff and an active member of his church community.

Education

J.D., Regent University School of Law, 1994
Virginia Beach, Virginia

M.S., Oklahoma State University, 1990
Stillwater, Oklahoma
Major: Applied Mathematics

B.A., University of Tennessee, 1987
Knoxville, Tennessee
Major: Mathematics

Jurisdictions Admitted to Practice

  • Montana, 1994
  • North Carolina, 1999
  • U.S. District Court District of Montana, 1994
  • U.S. District Court Western District of North Carolina, 1999

Firm Description

Crosswhite, Crosswhite & Johnson provides the following legal services:

  • Estate planning. Preserve your legacy and protect your loved ones with a comprehensive plan that details how your estate will be passed on as well as other decisions pertaining to your end-of-life care or incapacity.
  • Medicaid planning and asset protection
  • Wills and living trusts
  • Powers of Attorney and health
  • Probate and estate administration
  • Guardianship. We can help you seek or contest a guardianship.
  • Elder law. Our firm is dedicated to serving the elderly and aging community through estate and long-term care plans.

 

Hours

Day From To
Monday 9:00 AM 5:00 PM
Tuesday 9:00 AM 5:00 PM
Wednesday 9:00 AM 5:00 PM
Thursday 9:00 AM 5:00 PM
Friday 9:00 AM 5:00 PM

Cost

What Is an Elder Law Attorney?

Main Office

239 East Broad Street
Statesville, NC 28677

On the web

View Firm Website


Medicaid 101
What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

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How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

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Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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What Medicaid Covers

In addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.

READ MORE
How to Qualify for Medicaid

To be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.

READ MORE
Medicaid’s Protections for Spouses

Spouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.

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Medicaid Planning Strategies

Careful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.

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Estate Recovery: Can Medicaid Take My House After I’m Gone?

If steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.

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Help Qualifying and Paying for Medicaid, Or Avoiding Nursing Home Care

There are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.

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Are Adult Children Responsible for Their Parents’ Care?

Most states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.

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Applying for Medicaid

Applying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.

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Alternatives to Medicaid

Medicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.

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ElderLaw 101
Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

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Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

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Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

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Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

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Estate Planning

Distinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.

READ MORE
Grandchildren

Learn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.

READ MORE
Guardianship/Conservatorship

Understand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.

READ MORE
Health Care Decisions

We need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.

READ MORE
Long-Term Care Insurance

Understand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.

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Medicare

Learn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.

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Retirement Planning

We explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.

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Senior Living

Find out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.

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Social Security

Get a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.

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Special Needs Planning

Learn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.

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Veterans Benefits

Explore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.

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