Elder Law 101

Credit shelter trusts are a way to take full advantage of state and federal estate tax exemptions. Although such trusts may appear needless unless you are a multi-millionaire, there are many reasons to create them.

Elderlaw 101

While reverse mortgages may look like no-lose propositions on the surface, they also have some significant downsides. ...

Elderlaw 101

When you buy long-term care insurance years before you need it, you are taking a gamble that the company will still be around when it is time to pay out. But what happens if the company goes out of business?...

Elderlaw 101

Reverse mortgages make it possible for house-rich but cash-poor elders to use their home equity to pay for in-home care services while they remain in the home. They may use the money for anything they need.

Medicaid 101

The main goal before you retire is to make sure that you have enough money when you do retire so you can maintain your standard of living. ...

Elderlaw 101

When Medicare costs started skyrocketing along with the rest of the health care sector, the Medicare program began contracting with managed care plans to provide services to Medicare beneficiaries who choose the managed care option (now called Medicare Advantage). ...

Elderlaw 101

Disagreements with a nursing home can come up regarding any number of topics, and almost none is trivial because they involve the day-to-day life of the resident. ...

Elderlaw 101

Social Security Disability Income (SSDI) is a government-sponsored insurance program that is available to qualified workers with disabilities regardless of their income. If you qualify, benefits help with daily needs.

Elderlaw 101

If you are admitted to a hospital as a Medicare patient, the hospital may try to discharge you before you are ready. It is important to know your rights and how to appeal.

Elderlaw 101