Elder Law 101

Medicare is not free; there are premiums and deductibles. If you don't qualify for Medicaid and can't afford a Medigap policy, you may be able to get help paying for the costs of Medicare through savings programs.

Elderlaw 101

If you have Medicare Parts A and B, you can join a Medicare Advantage plan. Under Medicare Advantage beneficiaries may choose from a number of private health plans.

Elderlaw 101

Medicare Part B covers outpatient care, including office visits and medical specialists, routine lab tests in a doctor's office or hospital, and regular physician visits and prescribed therapies, and preventative care.

Elderlaw 101

Medicare Part A covers institutional care in hospitals and skilled nursing facilities, as well as certain care given by home health agencies and care provided in hospices—inpatient rather than outpatient care.

Elderlaw 101

Medicare prescription drug coverage affects Medigap coverage of prescription drugs.

Elderlaw 101

A low-income subsidy (called Extra Help) is available to help pay the premiums, deductibles, and co-payments of the Medicare prescription drug benefit.

Elderlaw 101

If you qualify, Medicare will cover your home health care. You are entitled to Medicare coverage of your home health care if you meet these requirements.

Elderlaw 101

Federal Medicaid law states that the community spouse can keep all of his or her assets by simply refusing to support the institutionalized spouse. ...

Medicaid 101

After a Medicaid recipient dies, the state must attempt to recoup whatever benefits it paid for the recipient's care from their estate. There are steps you can take to protect your home from estate recovery.

Medicaid 101