Senior Moving Services: Housing Transition for Older Adults
Taking everything you have collected over the years and downsizing can be emotionally overwhelming. A senior move manager is...
Read moreAccording to a recent study published by Alignment Health, there are three major issues that affect quality of life for older Americans:
securing reliable transportation,
finding financial stability, and
To help address the issue of food insecurity, grocery delivery company Instacart will be rolling out new support services dedicated to seniors in 2024.
According to the United States Department of Agriculture, households facing food insecurity are “uncertain of having or unable to acquire enough food to meet the needs of all their members because they had insufficient money or other resources for food.”
Food insecurity is a serious problem across the country. In 2021, 10 percent of all Americans lived without access to proper nutrition.
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The problem may be getting worse for seniors. As of 2021, 5.5 million people aged 60 and older – or about one in 14 older Americans – were struggling with hunger.
Instacart is a grocery delivery service that seeks to make getting food, medication, and home essentials convenient for its customers.
Through its senior support system, Instacart Health, the company plans to start addressing some of the major barriers that seniors face in accessing healthy food. It will partner with Alignment Health, a Medicare Advantage company, and payment technology firm InComm Payments, to work toward this goal, beginning in 2024.
Starting in 2024, Instacart will allow its senior customers to use their supplemental health benefit cards to pay for its grocery fee services. Benefits will extend to Medicare Advantage enrollees, Medicaid recipients, and seniors participating in other eligible programs.
Qualifying seniors will be able to use money from an applicable plan to pay for their groceries, over-the-counter medications, and wellness essentials, along with delivery, through Instacart. A partnership with InComm Payments is making this possible.
In addition, Instacart and Alignment Health will begin working together in 2024 to get eligible seniors with chronic illness the essentials they need to lead healthier lives.
Instacart’s services will be considered a supplemental health benefit for qualifying seniors in select California and Nevada counties who enroll in certain Medicare Advantage plans through Alignment Health.
Alignment Health works to connect seniors with a personal guide to the health care system who in turn helps the senior access transportation, doctor’s appointments, and other assistance.
The Instacart benefits will cover some grocery costs, the timely delivery of groceries, and other essentials. Seniors who enroll will have more choices for where they get their food, medications, and essentials so they can maintain or regain a sense of independence in their later years.
“We believe everyone should have the dignity of choice to shop for nutritious food and essentials that meet their unique preferences, needs, and budgets,” Sarah Mastrorocco, vice president and general manager of Instacart Health said in a news release.
Eligible older adults will be able to sign up during this fall’s Medicare open enrollment period.
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE