The Top 10 Health Care Mistakes Made By the Elderly
Americans are living longer than ever before, but many older Americans could better deal with their health pr...
Read moreAccording to the National Institutes of Health (NIH), hearing loss affects one-third of older adults. As difficulty hearing can lead to communication challenges and social withdrawal, it can also increase the risk of dementia. Dementia includes diseases affecting memory, thinking, and the ability to perform daily activities and affects 55 million people worldwide, per the World Health Organization.
Hearing loss accounts for 8 percent of the world’s dementia cases. The Alzheimer’s Association estimates that global dementia cases will triple by 2050.
Hearing aids could reduce the risk of cognitive decline in older adults experiencing hearing loss. A review of several studies also revealed that hearing aid use lowers the risk of dementia by 19 percent across two to 25 years. Using hearing aids for a short time was associated with a 3 percent advancement in cognitive test scores.
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Access to hearing aids is essential for seniors at risk of cognitive problems. A study published in The Lancet found that giving audiological counseling and hearing aids to older adults at increased risk for cognitive decline lessened the development of cognitive impairments over a three-year period.
For older adults experiencing hearing difficulties, over-the-counter (OTC) hearing aids could improve quality of life, preserve social connectedness, and prevent cognitive decline. Following the Food and Drug Administration’s recent approval, devices for adults with mild to moderate hearing loss became available without a prescription in October 2022.
OTC hearing aids are available in drug stores such as Walgreens and CVS, as well as online pharmacies. Other sellers include Best Buy, Walmart, and Hy-Vee.
If you or a loved one are older, experiencing cognitive difficulties, and facing barriers to accessing health care, an OTC hearing aid could help improve your daily life and reduce the risk of developing dementia. Since OTC hearing aids are available without a prescription, those who cannot afford a prescription hearing aid may obtain hearing aids for mild to moderate hearing loss directly from a store.
Those with significant hearing loss will need prescription aids from their otolaryngologist. Yet others who may have difficulty hearing in crowded areas or on the phone but do not have severe hearing impairments could benefit from an OTC hearing aid.
The average cost of a pair of OTC hearing aids is $1,600, about $3,000 less than prescription devices, according to the National Council on Aging’s recent report on the best OTC hearing aids. This makes OTC hearing aids a more affordable option for older adults with mild to moderate hearing loss.
Hearing aids have microphones that receive sounds. An amplifier increases the sound’s strength in the wearer’s ear. By receiving and amplifying sounds, hearing aids allow individuals to detect sounds and maintain conversations.
The NIH reports that fewer than a third of adults aged 70 and older who could benefit from hearing aids use them. Given the relationship between hearing loss and cognitive decline, forgoing a hearing aid could put you at greater risk of developing dementia
Without a hearing aid, some find engaging in social interactions with friends and family increasingly difficult and may not want to be around people as frequently. Johns Hopkins Medicine has identified social isolation as a factor contributing to cognitive deterioration. An OTC hearing aid could help you stay engaged in conversations with others, fostering a sense of social support and community that protects against cognitive decline.
For those who may have trouble accessing a prescription hearing aid, OTC hearing aids are an alternative that could prevent dementia. If you or a loved one experiences hearing loss, consider whether a hearing aid could help.
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
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READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
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READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
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READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
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READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
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READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
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READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
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READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
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