Medicare Coverage While Traveling Within the U.S.
Although Medicare coverage is generally not available when beneficiaries are overseas, what about coverage for those exp...
Read moreSuicide is a preventable tragedy but remains a leading cause of death in the United States. Adults aged 55 and older represent a large percentage of Americans who lose their lives to suicide annually. The National Center for Health Statistics has published a report documenting suicide rates among older adults over the course of two decades, from 2001 to 2021.
The National Vital Statistics System found these significant data points among adults over age 55 for the year 2021:
The most significant factors that contribute to suicide rates among older adults relate to a decreased quality of life, according to the researchers. These include:
Among older men, the findings demonstrated that suicide rates increased with age. In 2021, there were 26.6 suicide deaths per 100,000 men aged 55 to 64 and 26.1 deaths among men aged 65 to 74. During the same timeframe, however, 38.2 per 100,000 men aged 75 to 84 and 55.7 men 85 and older died from suicide.
In addition, older men demonstrate higher rates of suicide than women of comparable age. Men 55 to 64 and 65 to 74 were three to five times more likely to die by suicide than women in the same age groups. This contrast becomes more pronounced among even older men, with suicide rates among men 85 years old and above almost 17 times that of women that age.
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At the same time, suicide rates rose over time for older men. Among one age group of males in particular, this increase proved substantial. From 2001 to 2021, suicide deaths among men aged 55 to 64 jumped by 25 percent.
According to the study, suicide rates have decreased among older women as they age. For example, the suicide rate of 7.8 among women aged 55 to 64 decreased to 3.3 among women aged 85 and older.
Firearm-related suicides were the most reported mechanism of suicide, according to the data. Firearms are the leading method of suicide among men 55 and older. From 2001 to 2021, the use of firearms in deaths by suicide increased as men aged. The report found the following increasing rates for firearm deaths:
Women suffered more from poisoning or drug overdose-related suicide deaths. However, the number of poisoning or overdose-related deaths generally decreased with age.
In the spring of 2023, the U.S. surgeon general declared loneliness an epidemic for Americans. Some studies have suggested a link between social isolation and a higher risk of developing dementia. It remains critical to continue to commit to self-care as you age. Learn more about how to prevent loneliness.
Despite the report covering the years 2001 to 2021, suicide rates were the highest they’ve been in decades in 2022. If you struggle with suicidal ideations, reach out to someone. Talking about your feelings and experiences with a loved one or a professional can offer you a moment of pause and remind you that you matter to others.
Here are some resources for seniors and their families and caregivers struggling with suicidal thoughts:
Although Medicare coverage is generally not available when beneficiaries are overseas, what about coverage for those exp...
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Read moreIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MOREIn addition to nursing home care, Medicaid may cover home care and some care in an assisted living facility. Coverage in your state may depend on waivers of federal rules.
READ MORETo be eligible for Medicaid long-term care, recipients must have limited incomes and no more than $2,000 (in most states). Special rules apply for the home and other assets.
READ MORESpouses of Medicaid nursing home residents have special protections to keep them from becoming impoverished.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MORECareful planning for potentially devastating long-term care costs can help protect your estate, whether for your spouse or for your children.
READ MOREIf steps aren't taken to protect the Medicaid recipient's house from the state’s attempts to recover benefits paid, the house may need to be sold.
READ MOREThere are ways to handle excess income or assets and still qualify for Medicaid long-term care, and programs that deliver care at home rather than in a nursing home.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREMost states have laws on the books making adult children responsible if their parents can't afford to take care of themselves.
READ MOREApplying for Medicaid is a highly technical and complex process, and bad advice can actually make it more difficult to qualify for benefits.
READ MOREMedicare's coverage of nursing home care is quite limited. For those who can afford it and who can qualify for coverage, long-term care insurance is the best alternative to Medicaid.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREDistinguish the key concepts in estate planning, including the will, the trust, probate, the power of attorney, and how to avoid estate taxes.
READ MORELearn about grandparents’ visitation rights and how to avoid tax and public benefit issues when making gifts to grandchildren.
READ MOREUnderstand when and how a court appoints a guardian or conservator for an adult who becomes incapacitated, and how to avoid guardianship.
READ MOREWe need to plan for the possibility that we will become unable to make our own medical decisions. This may take the form of a health care proxy, a medical directive, a living will, or a combination of these.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MORELearn who qualifies for Medicare, what the program covers, all about Medicare Advantage, and how to supplement Medicare’s coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREUnderstand the ins and outs of insurance to cover the high cost of nursing home care, including when to buy it, how much to buy, and which spouse should get the coverage.
READ MOREWe explain the five phases of retirement planning, the difference between a 401(k) and an IRA, types of investments, asset diversification, the required minimum distribution rules, and more.
READ MOREFind out how to choose a nursing home or assisted living facility, when to fight a discharge, the rights of nursing home residents, all about reverse mortgages, and more.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MOREGet a solid grounding in Social Security, including who is eligible, how to apply, spousal benefits, the taxation of benefits, how work affects payments, and SSDI and SSI.
READ MORELearn how a special needs trust can preserve assets for a person with disabilities without jeopardizing Medicaid and SSI, and how to plan for when caregivers are gone.
READ MOREExplore benefits for older veterans, including the VA’s disability pension benefit, aid and attendance, and long-term care coverage for veterans and surviving spouses.
READ MORE